Posts Tagged ‘i need a valid credit card number’

Any credit card comes with a unique number that identifies the card. Apart from the credit card number, other details that exists in the card are credit card company logo, credit card validity period (from and to dates), logo of a Visa, MasterCard, Discover, American Express or other card company partners, 3-digit code and short description or terms and conditions.

A valid credit card number consists of 16 digits that is usually grouped into four parts. To understand how the 16-digit credit card number is generated, visit the article on “How To Generate *Valid* Credit Card Numbers. This will give you good insight on the algorithm and science behind the numbers that you see in the card. To give you a hint, the numbers are not randomly generated. Instead, it follows a certain scientific and mathematical process.

As a short summary, the credit card numerical sequencing is governed by a formula called the Luhn validation formula or Luhn Algorithm. This is a check sum formula that’s used to validate the credit card number to make sure it’s free from error or fraud.

Protect Yourself against Fraud – Credit Card Number Generator

With the science behind the credit card number exposed, several people are taking advantage and are trying to use it to do fraudulent acts. Several tools were created to generate a credit card number with the hopes of any possibility to conduct a transaction using the created number sequence. Take note that in any way, this is illegal and should not be allowed to be used.

As a precaution, it is strongly recommended that as a credit cardholder, you need to protect your card in any way that you can. The first step is to secure it physically. You should not expose it nor put it in any place that impose great risk of theft. Another way is to make sure that whenever using your card online, you are having a transaction on a secured website. You can confirm this by:

• Looking for a Security Logo in the web page. A good example is Verisign
• The URL of the website starts with https instead of only http. The extra ‘s’ stands for ‘secured’, meaning the webpage is viewed on a secured protocol
• The URL stands for the correct page that reflects the content. For example, the webpage may be asking you to provide your credit card number and other personal data to purchase a certain Product X. However, the URL shows something like 123abc.com which looks somewhat bogus.
• Never open links from spam emails, or any email for that matter except if you truly trust the source.